When do regulations apply so as to undo previously made contracts and interfere with the vested rights of private parties in the insurance and consumer context — What context must be considered in the interpretation of a standard form contract — What context, if any, should be ignored — Is the context for interpretation limited to the standard form words at issue without consideration of the purpose of the contract or the industry in which it operates — Do consumer standard form contracts require a different approach to contractual interpretation — If so, what approach should be applied and when — Is it appropriate to subdivide a contract to isolate an issue of standard form contract interpretation from the purpose of a standard form contract as a whole and apply principles of contractual interpretation only to that isolated issue — Can different approaches to contractual interpretation apply within the same contract. — dismissed 11/04/2021 — Supreme Advocacy acted as agent for the Applicant.

Read the lower court decision from the SKCA here.